FD Calculator

Calculate your Fixed Deposit returns with our comprehensive calculator. Compare simple and compound interest to make informed investment decisions.

FD Calculator

Enter your investment details to calculate returns

Compound Interest Formula: M = P × (1 + r/n)^(n×t)

Maturity Amount

₹0

Interest Earned

₹0

Principal Amount

₹0

Investment Summary

Detailed breakdown of your FD investment

Investment Type:
Tenure:
Interest Rate:
Total Returns:

About Fixed Deposits

Understanding FD calculations and investment benefits

Simple Interest FD

In simple interest FDs, interest is calculated only on the principal amount. The formula used is: M = P + (P × r × t / 100)

  • • Interest calculated on principal only
  • • Linear growth of returns
  • • Easier to calculate manually

Compound Interest FD

In compound interest FDs, interest is calculated on both principal and accumulated interest. The formula used is: M = P × (1 + r/n)^(n×t)

  • • Interest calculated on principal + accrued interest
  • • Exponential growth of returns
  • • Higher returns compared to simple interest